The U.S. Treasury - Aggressive allocation is constructed using individually purchased U.S. Treasury securities, offering exposure to the highest credit quality available in the U.S. fixed income market with income backed by the full faith and credit of the U.S. government. Each portfolio is built on a bespoke basis, allowing for customization to a client's specific income needs, time horizon, and risk tolerance. The strategy maintains a more aggressive risk profile, extending duration to pursue a higher level of income and greater sensitivity to interest rate movements.

The Dave Ramsey Mutual Fund Equity portfolio was designed to give exposure to equity markets via the Dave Ramsey asset allocation methodology. Approximately 25% of the portfolio is invested in aggressive growth stocks, 25% is invested in growth and income stocks, 25% is invested in growth companies, and 25% is invested in international stocks.

The Biblically Responsible Passive - Large Cap - U.S. portfolio is a variation of the firm's core Passive Large Cap strategy, which consists of the top ten percent by market cap of the S&P 500. This portfolio applies an additional screen to exclude companies whose business activities are inconsistent with biblically responsible investing principles, then allocates to the remaining holdings on a market-cap-weighted basis. The strategy is designed for investors seeking passive, large-cap equity exposure aligned with faith-based values, without the active management or reconstitution decisions involved in a fully screened, hand-picked portfolio.

The Biblically Responsible Passive - Mid Cap - U.S. portfolio is a variation of the firm's core Passive Mid Cap strategy, which consists of the top ten percent by market cap of the S&P 400. This portfolio applies an additional screen to exclude companies whose business activities are inconsistent with biblically responsible investing principles, then allocates to the remaining holdings on a market-cap-weighted basis. The strategy is designed for investors seeking passive, mid-cap equity exposure aligned with faith-based values, without the active management or reconstitution decisions involved in a fully screened, hand-picked portfolio.

The Biblically Responsible Passive - Small Cap - U.S. portfolio is a variation of the firm's core Passive Small Cap strategy, which consists of the top ten percent by market cap of the S&P 600. This portfolio applies an additional screen to exclude companies whose business activities are inconsistent with biblically responsible investing principles, then allocates to the remaining holdings on a market-cap-weighted basis. The strategy is designed for investors seeking passive, small-cap equity exposure aligned with faith-based values, without the active management or reconstitution decisions involved in a fully screened, hand-picked portfolio.

The Mutual Fund - Small Account Equity - Value - Global sleeve is designed to provide diversified global equity exposure with an emphasis on companies exhibiting attractive valuation characteristics. The sleeve utilizes mutual funds to provide broad diversification across geographic regions, sectors, and individual securities while remaining appropriate for smaller account sizes. Its U.S. large-cap allocation incorporates a passive factor tilt toward value characteristics while maintaining a reasonable overall expense ratio. The strategy seeks to provide long-term capital appreciation through disciplined exposure across global markets.

The Mutual Fund - Small Account Equity - Blend - Global sleeve is designed to provide broadly diversified global equity exposure. The sleeve utilizes mutual funds to create exposure across geographic regions, sectors, and market segments while remaining practical for smaller account sizes. The strategy seeks to provide long-term capital appreciation through a balanced approach to global equity investing.

The Mutual Fund - Small Account Equity - Growth - Global sleeve is designed to provide diversified global equity exposure with an emphasis on companies demonstrating strong growth potential. The sleeve utilizes mutual funds to provide exposure across geographic regions, sectors, and individual securities while remaining appropriate for smaller account sizes. Its U.S. large-cap allocation incorporates a passive factor tilt toward growth characteristics while maintaining a reasonable overall expense ratio. The strategy seeks long-term capital appreciation by emphasizing companies with the potential for above-average earnings and revenue growth.

The Mutual Fund - Small Account Fixed Income - U.S. sleeve is designed to provide diversified fixed-income exposure across U.S. markets. The sleeve utilizes mutual funds to provide access to a broad range of issuers, maturities, and credit characteristics while remaining practical for smaller account sizes. The strategy is intended to generate income, provide diversification relative to equity investments, and help moderate overall portfolio volatility.

The Electric Vehicles - U.S. Holdings portfolio provides targeted exposure to the domestic electric vehicle industry through an equal-weighted allocation to the largest U.S. exchange traded companies in the space. By weighting holdings equally rather than by market capitalization, the strategy avoids concentration in any single name and provides more balanced participation across the leading players driving EV adoption, production, and innovation in the United States. The portfolio is designed for investors seeking direct exposure to the growth of the domestic EV industry, including manufacturers and related businesses positioned to benefit from the ongoing shift toward electric transportation.