Revisor is an established Insurance Marketing Organization. If you are an independent advisor, you need an IMO to write your fixed insurance and annuity business. Revisor provides access to carriers, handles the infrastructure behind product placement, and supports your insurance practice — so you can focus on serving your clients.
For advisors who earn commissions
You know how it works. You write annuity and life insurance business through an IMO, the carrier pays a commission, and the IMO keeps an override above that number. That override — the spread between what the carrier actually pays and what gets passed to you — is something virtually every IMO in the industry refuses to disclose. They'll tell you you're getting optimal pricing. They'll tell big producers they might be able to negotiate.— but they will never show you their wholesale contracts with carriers. They will never tell you exactly what their profits are on your production.
For fee-only advisors
Your clients need insurance and annuity products. You don't want a commission conflict. So you either refer the business out entirely — and lose control of the outcome — or you try to find a no-load product that may not actually be the best solution for your client. The rest of the industry has never solved this cleanly. Most IMOs don't have the infrastructure to support fee-only advisors at all.
We work with both fee-only and commission-based advisors
This is genuinely rare. Most IMOs serve one side or the other. Revisor has built the infrastructure to support both — cleanly, compliantly, and without compromise on either end.
For commission-based advisors, we provide full IMO services across fixed annuities, life insurance, and related products — with access to a broad carrier portfolio and payout at street level or above for qualifying producers.
For fee-only advisors, we handle the application, act as the writing agent, and, if the best priced product for your client is commission based, then we handle it — so your client gets the best available product with no conflict of interest on your side, and you never touch a commission dollar.
We show you exactly what the numbers are. When you produce enough volume to start negotiating your payout, we pull up our wholesale contracts with carriers and show you the actual values. You'll know our override. You'll know the total compensation the carrier pays. You'll be negotiating with full information, not guessing at a number we've decided not to share.This is not normal behavior for an IMO. But at Revisor, we think it should be.
For advisors who use Revisor for portfolio management, we solve the reporting gap that has plagued the industry for twenty years. Your clients' fixed annuities and insurance contract values are included in the consolidated performance view — alongside their brokerage accounts, retirement accounts, and everything else. Your client sees their complete financial picture. Not just the part that happens to have a data feed.
A unique, full suite of Insurance products and IMO services for your firm
Access to a broad carrier portfolio of fixed, fixed-indexed, and multi-year guarantee annuities. We help you identify the right product for your client's situation, run comparative quotes across carriers, and manage the application process from submission to issue.
Term, whole life, universal life, and indexed universal life products across multiple carriers. Whether your client needs pure protection, cash value accumulation, or estate planning solutions, we have the carrier relationships to find the right fit.
Full application and placement support for advisors who do not take commissions. We act as the writing agent, handle all carrier communication, and document the arrangement compliantly — so you can recommend the best product for your client without a conflict of interest.
For advisors writing meaningful volume, we provide full visibility into our carrier contracts and override structure. You know what we make. You negotiate with real information.
For advisors using Revisor's portfolio management platform, annuity and insurance contract values are included in client performance reporting — solving a problem the rest of the industry has simply accepted as unsolvable.
Chad Roope, CFA - CIO, Lineweaver Wealth Advisors (1 Billion+ AUM)
Free consultation
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