The Defensive Portfolio was built to highlight companies that have less downside risk and are thus more defensive in nature than the broad stock market. The companies that are included in the portfolio each have a lower expected beta than the companies from a corresponding market index.

The Passive Large Cap portfolio is a passively managed portfolio that consists of the top ten percent by market cap of the S&P 500.

The Passive Mid Cap portfolio is a passively managed portfolio that consists of the top ten percent by market cap of the S&P 400.

The Passive Small Cap portfolio is a passively managed portfolio that consists of the top ten percent by market cap of the S&P 600.

The Dividend Aristocrat Portfolio invests in companies that have a policy of consistently increasing dividends. Specifically, the U.S. equity investments have all increased dividend payments for a minimum of 15 consecutive years. The investment style invests in mid cap companies with a value tilt

The Dividend Aristocrat Small Cap Portfolio invests in companies that have a policy of consistently increasing dividends.

The Biblically Responsible Mid Cap U.S. Portfolio was constructed as a subset of securities from the traditional Dividend Aristocrat Mid Cap Index. The traditional Dividend Aristocrat Index contains companies that have increased dividends for at least 15 consecutive years.The Biblically Responsible adaptation of this portfolio also contains only companies that have increased dividends for at least 15 consecutive years.

The Biblically Responsible Small Cap U.S. Portfolio was constructed as a subset of securities from the traditional Dividend Aristocrat Small Cap Index. The Biblically Responsible adaptation of this portfolio also contains only companies that have increased dividends for at least 10 consecutive years.

The U.S. Treasury - Conservative allocation is constructed using individually purchased U.S. Treasury securities, offering exposure to the highest credit quality available in the U.S. fixed income market with income backed by the full faith and credit of the U.S. government. Each portfolio is built on a bespoke basis, allowing for customization to a client's specific income needs, time horizon, and risk tolerance. The strategy maintains a conservative risk profile, emphasizing shorter duration and capital preservation.

The U.S. Treasury - Moderate allocation is constructed using individually purchased U.S. Treasury securities, offering exposure to the highest credit quality available in the U.S. fixed income market with income backed by the full faith and credit of the U.S. government. Each portfolio is built on a bespoke basis, allowing for customization to a client's specific income needs, time horizon, and risk tolerance. The strategy maintains a moderate risk profile, utilizing an intermediate duration to balance income generation with interest rate sensitivity.